:root{
  --bg:#ffffff; --surface:#f3f6fb; --surface-2:#e6edf8;
  --ink:#15171c; --muted:#454d5c; --line:#d9e0ec; --tick:#9fb0cf;
  --blue:#0b3d91; --blue-deep:#08214f; --link:#0b3d91;
  --red:#b3141b; --red-hover:#960f16; --red-text:#b3141b; --red-tint:#fdf1f1; --red-line:#f1c4c6;
  --hero-a:#eef3fc; --hero-b:#ffffff; --grid:rgba(11,61,145,.06);
  --footer:#101216;
  --radius:12px;
  --font-display:'Bricolage Grotesque',system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --font-body:'Instrument Sans',system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --nav-h:72px;
  --logo:url("../images/becelecia-logo.webp");
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0e1219; --surface:#141a25; --surface-2:#1b2333;
    --ink:#f1f4fa; --muted:#b4bdd0; --line:#2a3447; --tick:#4b5b7c;
    --link:#8fb2f2; --red-text:#ff6a70; --red-tint:#2a1518; --red-line:#5a2429;
    --hero-a:#111a2b; --hero-b:#0e1219; --grid:rgba(143,178,242,.07);
  }
}
:root[data-theme="dark"]{
  --bg:#0e1219; --surface:#141a25; --surface-2:#1b2333;
  --ink:#f1f4fa; --muted:#b4bdd0; --line:#2a3447; --tick:#4b5b7c;
  --link:#8fb2f2; --red-text:#ff6a70; --red-tint:#2a1518; --red-line:#5a2429;
  --hero-a:#111a2b; --hero-b:#0e1219; --grid:rgba(143,178,242,.07);
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none !important}
html{scroll-padding-top:calc(env(safe-area-inset-top,0px) + var(--nav-h) + 8px);-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-body);font-size:1.0625rem;line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--link)}
h1,h2,h3{text-wrap:balance;font-family:var(--font-display);line-height:1.1;margin:0;letter-spacing:-.015em;color:var(--ink)}
p{margin:0}
ul,ol{margin:0;padding:0;list-style:none}
:focus-visible{outline:3px solid var(--red);outline-offset:3px;border-radius:4px}
.wrap{width:min(1160px,calc(100% - 40px));margin-inline:auto}
.section{padding:clamp(56px,8vw,104px) 0}
.alt{background:var(--surface)}
.section h2{font-size:clamp(1.9rem,4.2vw,2.75rem);font-weight:800;max-width:20ch}
.section h2::before{content:"";display:block;width:48px;height:4px;border-radius:2px;background:var(--red);margin-bottom:18px}
.lead{font-size:clamp(1.05rem,1.6vw,1.2rem);color:var(--muted);max-width:60ch}
.section-head{display:grid;gap:14px;margin-bottom:clamp(28px,4vw,48px)}
.ico{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* logo (one embedded asset, reused via CSS) */
.logo{display:block;background:var(--logo) center/contain no-repeat;flex:none}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:48px;padding:0 1.5rem;border-radius:10px;border:2px solid transparent;font:600 .9rem/1 var(--font-body);letter-spacing:.07em;text-transform:uppercase;text-decoration:none;cursor:pointer;transition:background-color .2s,color .2s,border-color .2s,transform .2s;-webkit-tap-highlight-color:transparent}
.btn .ico{width:20px;height:20px}
.btn-lg{min-height:54px;padding:0 1.9rem;font-size:.95rem}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--red-hover);transform:translateY(-1px)}
.btn-outline{border-color:var(--blue);color:var(--link);background:transparent}
.btn-outline:hover{background:var(--blue);color:#fff}
.btn-light{background:#fff;color:var(--blue-deep)}
.btn-light:hover{background:#e8eefb;transform:translateY(-1px)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff;background:transparent}
.btn-ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* header */
.nav{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:color-mix(in srgb,var(--bg) 94%,transparent);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:var(--nav-h);gap:16px}
.brand{display:block;background:#fff;border-radius:10px;padding:3px 6px;line-height:0}
.brand .logo{width:110px;height:50px}
.menu{display:flex;align-items:center;gap:28px}
.menu ul{display:flex;gap:26px}
.menu ul a{display:inline-block;padding:8px 0;color:var(--ink);text-decoration:none;font-weight:500;font-size:.98rem;border-bottom:2px solid transparent;transition:color .2s,border-color .2s}
.menu ul a:hover{color:var(--red-text);border-color:var(--red)}
.nav-cta{min-height:44px;padding:0 1.25rem;font-size:.82rem}
.burger{display:none;align-items:center;justify-content:center;width:48px;height:48px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);cursor:pointer}
.burger .ico{width:24px;height:24px}
.burger .x{display:none}
.nav.open .burger .bars{display:none}
.nav.open .burger .x{display:block}
@media (max-width:920px){
  .burger{display:inline-flex}
  .menu{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;padding:6px 20px 22px;background:var(--bg);border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(8,33,79,.14)}
  .nav.open .menu{display:flex}
  .menu ul{flex-direction:column;gap:0}
  .menu ul a{display:flex;align-items:center;min-height:52px;width:100%;border-bottom:1px solid var(--line);font-size:1.05rem}
  .nav-cta{margin-top:16px;min-height:52px}
}

/* hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--hero-a),var(--hero-b));padding:clamp(40px,7vw,88px) 0 clamp(48px,7vw,96px)}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:linear-gradient(180deg,#000,transparent 85%);mask-image:linear-gradient(180deg,#000,transparent 85%);pointer-events:none}
.hero-chart{position:absolute;left:0;right:0;bottom:0;width:100%;height:46%;color:var(--blue);opacity:.16;pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:clamp(24px,5vw,64px)}
.hero h1{font-size:clamp(2.25rem,6.2vw,4.2rem);font-weight:800;letter-spacing:-.025em;line-height:1.02}
.hero-brand{display:block;margin-bottom:16px;font:600 .95rem/1.2 var(--font-body);letter-spacing:.16em;text-transform:uppercase;color:var(--red-text)}
.hero .lead{margin:22px 0 30px;color:var(--muted)}
.trust{margin-top:24px;font-weight:500;font-size:.98rem;color:var(--muted)}
.hero-visual{position:relative;width:min(100%,520px);aspect-ratio:1;justify-self:center}
.hero-visual svg{position:absolute;inset:0;width:100%;height:100%}
.hero-visual .logo{position:absolute;left:50%;top:50%;width:56%;aspect-ratio:760/345;transform:translate(-50%,-50%)}
@media (prefers-reduced-motion:no-preference){
  .sweep-l{animation:sweepL 1s cubic-bezier(.2,.7,.2,1) both}
  .sweep-r{animation:sweepR 1s .12s cubic-bezier(.2,.7,.2,1) both}
  @keyframes sweepL{from{opacity:0;transform:translateX(-36px)}to{opacity:1;transform:none}}
  @keyframes sweepR{from{opacity:0;transform:translateX(36px)}to{opacity:1;transform:none}}
}
@media (max-width:860px){
  .hero-grid{grid-template-columns:1fr}
  .hero-visual{width:min(78%,340px);margin-top:12px}
  .hero .btn-row .btn{flex:1 1 200px}
}

/* about */
.about-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,6vw,80px);align-items:center}
.about-copy p+p{margin-top:16px}
.about-copy .lead{max-width:56ch}
.about-copy p{max-width:62ch}
.find{display:flex;gap:14px;align-items:flex-start;margin-top:28px;padding:18px 20px;border:1px solid var(--line);border-left:4px solid var(--red);border-radius:0 var(--radius) var(--radius) 0;background:var(--surface)}
.find .ico{color:var(--red-text);margin-top:2px}
.find strong{display:block;font-family:var(--font-display);font-size:1.05rem}
.find span{color:var(--muted);font-size:.98rem}
.about-art{width:100%;max-width:480px;justify-self:center}
@media (max-width:860px){.about-grid{grid-template-columns:1fr}.about-art{max-width:360px;order:-1}}

/* loans */
.rulers{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.ruler{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:clamp(22px,3vw,32px)}
.ruler h3{font-size:1.2rem;font-weight:700;color:var(--link)}
.ruler-track{position:relative;height:44px;margin:26px 0 20px}
.ruler-track .bar{position:absolute;left:0;right:0;top:6px;height:10px;border-radius:5px;background:linear-gradient(90deg,var(--blue),var(--red))}
.ruler-track .cap{position:absolute;top:0;width:22px;height:22px;border-radius:50%;background:var(--bg);border:5px solid var(--blue)}
.ruler-track .cap.max{right:0;border-color:var(--red)}
.ruler-track .ticks{position:absolute;left:0;right:0;top:28px;height:12px;background:linear-gradient(90deg,var(--tick) 0 2px,transparent 2px) 0 0/10% 100% repeat-x;border-right:2px solid var(--tick)}
.ruler dl{display:flex;justify-content:space-between;gap:16px;margin:0}
.ruler dt{font-size:.95rem;color:var(--muted);max-width:15ch}
.ruler dd{margin:4px 0 0;font-family:var(--font-display);font-weight:800;font-size:clamp(1.55rem,3.6vw,2.6rem);line-height:1;color:var(--red-text);letter-spacing:-.02em;white-space:nowrap}
.ruler .r{text-align:right}.ruler .r dt{margin-left:auto}
.freq{margin-top:20px;display:flex;flex-wrap:wrap;align-items:center;gap:12px 18px;padding:20px 24px;background:var(--bg);border:1px solid var(--line);border-radius:14px}
.freq h3{font-size:1.1rem;font-weight:700;margin-right:6px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;gap:8px;min-height:40px;padding:0 16px;border-radius:999px;background:var(--surface-2);font-weight:600;font-size:.98rem}
.chip::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--red)}
.notice{margin-top:20px;padding:20px 24px;border:1px solid var(--red-line);border-left:6px solid var(--red);border-radius:12px;background:var(--red-tint)}
.notice strong{display:block;margin-bottom:4px;font-family:var(--font-display);font-size:1.05rem;color:var(--red-text)}
@media (max-width:760px){.rulers{grid-template-columns:1fr}}

/* how it works */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.steps li{position:relative}
.step-ico{position:relative;display:grid;place-items:center;width:64px;height:64px;border-radius:50%;background:var(--blue);color:#fff}
.step-ico .ico{width:28px;height:28px}
.steps li:not(:last-child)::after{content:"";position:absolute;top:31px;left:78px;right:-20px;border-top:2px dashed var(--tick)}
.step-n{display:block;margin:18px 0 6px;font-weight:600;font-size:.95rem;color:var(--red-text)}
.steps h3{font-size:1.3rem;font-weight:700;margin-bottom:8px}
.steps p{color:var(--muted);font-size:1rem}
@media (max-width:860px){
  .steps{grid-template-columns:1fr;gap:0}
  .steps li{display:grid;grid-template-columns:64px 1fr;column-gap:20px;padding-bottom:32px}
  .steps li:last-child{padding-bottom:0}
  .steps li:not(:last-child)::after{top:70px;bottom:6px;left:31px;right:auto;border-top:0;border-left:2px dashed var(--tick)}
  .step-ico{grid-row:1/span 3}
  .step-n{margin:2px 0 4px}
}

/* CTA band */
.band{position:relative;overflow:hidden;background:var(--blue-deep);color:#fff;padding:clamp(44px,6vw,72px) 0}
.band .wrap{position:relative;z-index:1;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 40px}
.band h2{color:#fff;font-size:clamp(1.7rem,3.6vw,2.5rem);font-weight:800;max-width:22ch}
.band p{margin-top:8px;font-size:1.1rem;color:#dbe6fa}
.band svg{position:absolute;right:-70px;top:-20%;height:140%;width:auto;opacity:.95}
@media (max-width:640px){.band svg{opacity:.45;right:-140px}.band .btn{width:100%}}

/* why */
.feats{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.feat{display:grid;grid-template-columns:auto 1fr;gap:18px;padding:clamp(22px,3vw,30px);background:var(--bg);border:1px solid var(--line);border-left:4px solid var(--red);border-radius:0 var(--radius) var(--radius) 0}
.feat .ico{width:34px;height:34px;color:var(--link);margin-top:2px}
.feat h3{font-size:1.3rem;font-weight:700;margin-bottom:6px}
.feat p{color:var(--muted)}
@media (max-width:760px){.feats{grid-template-columns:1fr}}

/* payments */
.pay{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px}
.pay li{display:flex;flex-direction:column;gap:14px;padding:22px 20px;min-height:132px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);font-family:var(--font-display);font-weight:700;font-size:1.15rem;line-height:1.2}
.pay .ico{width:32px;height:32px;color:var(--link)}
.pay-note{margin-top:22px;padding:18px 22px;border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:0 var(--radius) var(--radius) 0;background:var(--surface);font-weight:500}

/* faq */
.faq{max-width:840px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:64px;padding:14px 4px;font-family:var(--font-display);font-weight:700;font-size:clamp(1.05rem,2vw,1.25rem);line-height:1.25;cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:12px;height:12px;border-right:3px solid var(--red);border-bottom:3px solid var(--red);transform:rotate(45deg) translate(-3px,-3px);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(-135deg) translate(-3px,-3px)}
.faq details[open] summary{color:var(--link)}
.faq .a{padding:0 4px 22px;max-width:64ch;color:var(--muted)}
@media (prefers-reduced-motion:no-preference){.faq details[open] .a{animation:faqIn .28s ease both}@keyframes faqIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}}

/* contact */
.contact{background:linear-gradient(135deg,var(--blue-deep) 0%,#0b3d91 100%);color:#fff}
.contact h2{color:#fff}
.contact .lead{color:#dbe6fa;margin-top:14px}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(28px,5vw,64px);align-items:start}
.contact h3{color:#fff}
.biz{margin:32px 0 18px;font-size:1.5rem;font-weight:800}
.details{display:grid;gap:18px}
.details li{display:flex;gap:16px;align-items:flex-start}
.details .disc{display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:rgba(255,255,255,.14);flex:none}
.details small{display:block;color:#b9c9ea;font-size:.9rem}
.details a,.details span.v{color:#fff;font-weight:600;font-size:1.1rem;text-decoration:none;overflow-wrap:anywhere}
.details a:hover{text-decoration:underline}
.details address{font-style:normal;font-weight:600;font-size:1.1rem}
.directions{display:inline-block;margin-top:6px;color:#fff;font-weight:500;font-size:.95rem;text-underline-offset:3px}
.actions{display:grid;gap:14px;padding:clamp(22px,3vw,32px);background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);border-radius:16px}
.actions .btn{width:100%;min-height:60px;font-size:1rem}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}

/* important info */
.info{max-width:900px;padding:clamp(24px,4vw,40px);background:var(--bg);border:1px solid var(--line);border-top:6px solid var(--red);border-radius:0 0 var(--radius) var(--radius)}
.info h2{font-size:clamp(1.6rem,3vw,2.1rem)}
.info h2::before{display:none}
.info p{margin-top:14px;color:var(--muted);max-width:70ch}
.info p:first-of-type{margin-top:18px}

/* legal placeholder pages */
.legal{padding:clamp(48px,7vw,88px) 0 clamp(64px,8vw,110px);min-height:60vh}
.legal h1{font-size:clamp(2rem,5vw,3rem);font-weight:800;margin:18px 0 22px}
.flag{display:inline-block;padding:8px 14px;border:1px solid var(--red-line);background:var(--red-tint);border-radius:8px;color:var(--red-text);font-weight:600;font-size:.95rem}
.legal p{max-width:64ch;margin-top:14px;color:var(--muted)}
.legal .todo{margin-top:26px;padding:22px 24px;border:2px dashed var(--red);border-radius:var(--radius);max-width:64ch;font-weight:600;color:var(--ink)}
.back{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-weight:600;text-decoration:none}
.back:hover{text-decoration:underline}
.legal-updated{display:block;margin-top:10px;color:var(--muted);font-size:.92rem}
.legal-body{max-width:72ch;margin-top:8px}
.legal-body h2{font-size:1.3rem;font-weight:700;margin-top:36px;margin-bottom:6px;padding-top:20px;border-top:1px solid var(--line)}
.legal-body h2:first-child{margin-top:28px;padding-top:0;border-top:0}
.legal-body ol{counter-reset:c;margin-top:10px}
.legal-body ol>li{counter-increment:c;position:relative;padding-left:32px;margin-top:10px;color:var(--muted)}
.legal-body ol>li::before{content:counter(c)".";position:absolute;left:0;top:0;color:var(--red-text);font-weight:700}
.legal-body ul{margin-top:10px}
.legal-body ul>li{position:relative;padding-left:22px;margin-top:8px;color:var(--muted)}
.legal-body ul>li::before{content:"";position:absolute;left:0;top:.65em;width:6px;height:6px;border-radius:50%;background:var(--red)}
.legal-body p{margin-top:12px;color:var(--muted)}
.legal-body strong{color:var(--ink)}

/* footer */
.footer{background:var(--footer);color:#c9d0de;padding:clamp(44px,6vw,72px) 0 28px}
.footer a{color:#e8edf7;text-decoration:none}
.footer a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.3fr .8fr 1fr;gap:36px}
.foot-brand .brand{display:inline-block;padding:4px 8px}
.foot-brand .logo{width:150px;height:68px}
.foot-brand h3{margin:18px 0 8px;color:#fff;font-size:1.25rem}
.foot-brand p{max-width:34ch;font-size:.98rem}
.footer h4{margin:0 0 14px;font:600 1rem/1.2 var(--font-display);color:#fff}
.footer li+li{margin-top:2px}
.footer li a{display:inline-block;padding:6px 0}
.foot-bottom{margin-top:40px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 24px;font-size:.92rem}
.foot-bottom nav{display:flex;flex-wrap:wrap;gap:6px 22px}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}

/* mobile quick-contact dock */
.dock{display:none}
@media (max-width:760px){
  .dock{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:40;padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px));background:var(--bg);border-top:1px solid var(--line);box-shadow:0 -8px 24px rgba(8,33,79,.1)}
  .dock .btn{min-height:46px;padding:0 8px;font-size:.78rem;letter-spacing:.04em;gap:6px}
  .dock .btn .ico{width:18px;height:18px}
  .dock .btn-light{border-color:var(--blue);color:var(--blue)}
  .footer{padding-bottom:110px}
  .legal{padding-bottom:120px}
}
@media (max-width:380px){.dock .btn .ico{display:none}}